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PURCHASE

Cheque to be drawn on
"SCCEF" crossed A/c Payee only and payable locally at any collection centre. Investors holding accounts with Standard Chartered Bank, HDFC Bank and UTI Bank need NOT write out cheques. They can fill up the DEBIT MANDATE contained within the form.

Cut-off time for purchase
During the New Fund Offering :- Subject to normal opening hours of each collection centre.

Entry Load
Purchases of less than Rs. 5 Crores - 2.25%
Purchases of equal to or more than Rs 5 cr - NIL
Through SIP/STP where single installment is less than or equal to
Rs. 10 Lakhs or Equal to or more than Rs 5 crores - NIL
Through SIP/STP Where single installment is more than Rs 10 Lakhs
and less than Rs cr - 2.25%

Demand drafts
Only in places where there are no collection centres. Draft charges will be borne by the AMC subject to limits. Please read Offer document for details.

Systematic Investment Plan
Rs 500 in multiples of Re 1 and a minimum of 6 monthly post dated cheques. For more on SIP

Minimum fresh amount
Rs 5000 in multiples of Re 1/-

REDEMPTION

Minimum redemption amount
In multiples of Re 1/-

Exit Load
Within 2 years from the date of allotment or Purchase, applying First in First Out basis, if the purchase is made through SIP/STP, in cases where single installment is less than or equal to Rs 10 Lakhs and the Entry Load applicable at the time of the SIP/STP purchase was NIL - 2.00%

Direct Credit for redemptions
ABN Amro Bank, Citibank, Deutsche Bank, HDFC Bank, HSBC, ICICI Bank, IDBI Bank, Standard Chartered Bank and UTI Bank

Minimum Balance in account
Rs 5000

No Entry/ Exit Loads/ CDSC will be chargeable in case of switches made between different options of the Scheme. If the SIP/STP is discontinued prior to minimum six months after commencement of SIP/STP, an exit load of 2% will be charged on such investments irrespective of the date of redemption.