To generate optimal returns with high liquidity by active management of the portfolio, by investing predominantly in debt oriented mutual fund schemes and money market instruments.

There can be no assurance that the investment objective of the Scheme will be realised.

The scheme is designed for investors seeking stable returns over a relatively longer tenor period of investment of more than a year

1. SCASBF will invest in Units of 100% debt oriented mutual fund schemes.

In order to provide optimal returns and make available an investment avenue for a longer horizon, introducing a Fund of Funds scheme on a basket of debt funds of Standard Chartered Mutual Fund and other Mutual Funds.

The advantages of this are diversification across schemes and an ability to maintain the asset allocation pattern by continuous rebalancing in line with interest rate cycle.

The asset allocation as a strategy has always proven to be beneficial to the investors, very few investors follow it because of various constraints like lack of knowledge, lack of time and consistency, costs involved, lack of liquidity, taxation and other reasons like paperwork. A fund of funds scheme focusing on asset allocation can resolve most of these problems. It provides a convenient and inexpensive way of creating a basket of funds for the investor, which is rebalanced periodically.