Individual investors will have to produce his Proof of identity and Proof of Address.

1. Permanent Account Number (PAN) (with photo)



2. Valid Passport



3. Unique Identification Number (UIN)



4. Director Identification Number (DIN)



5. Voter's Identity Card



6. Driving License



7. Photo Debit Card



8. Photo Ration Card



9. ID card issued by any central/state government and its    departments.



10. Self declaration by a high court or Supreme Court Judge



11. Photo identification issued by
    1. Bank Manager of Schedule Commercial Bank
    
    
    2. Gazetted Officer
    
    
    3. Elected representatives to the Legislative Assembly or Parliament

1. Passport



2. Voter Identity Card



3. Ration Card



4. Registered Lease/ Sale Agreement of Residence



5. Driving License



6. Latest Telephone Bill



7. Latest electricity bill



8. Latest Bank Passbook



9. Latest Bank Account Statement



10. Latest Demat Account Statement

Corporate Bodies - Certificate of Incorporation.Memorandum and Article of Association.Resolution of the Board of Directors to open an account for investment in Mutual Funds Schemes.Authorised signatories List.	Partnership Firm - Certificate of Incorporation. Authorised signatories List
Hindu Undivided Family (HUF) - Deed of declaration of HUF. Bank Statement for proof of address	Trusts Certificate of registration. Trust deed. Power of Attorney to transact.Authorised signatories list.
Unincorporated association or a body of individuals - Resolution of the managing body.Power of Attorney granted to transact business on its behalf. Authorised signatories list.	Banks/Institutional Investors - Authorised signatories list.Self-certification on letterhead.
Foreign Institutional Investors (FIIS) Proof of ID: SEBI registration for FII and letter of approval for the sub account. Proof of address: POA between Sub account/ FII and Sub custodian. Sub Custodian Registration number.List of authorised signatories duly attested. The sub custodian can sign the MIN application form.In addition, the Gross Income details requested for will be the Gross Net Assets in India as of the last month end.

No. If the investor is not in a position to visit PoS personally, the KYC Application Form along with the necessary documents (including originals if the copies are not attested) can be sent through the distributor or representative, who can arrange to fulfill the KYC obligation and obtain the KYC Acknowledgement through any of the PoS.

Currently, all investors (Individuals or Non Individuals) who wish to make an investment of Rs. 50,000 or above will be required to be KYC Compliant.

This would also apply to new Systematic Investment Plan (SIP) transactions on or after 01 February 2008, if each installment of value greater than or equal to Rs.50,000. Please find the list of personnel who are required to be KYCcompliant;

Joint Holders: Joint holders (including first, second and third if any, are required) to be individually KYC compliant before they can invest with any Mutual Fund. . e.g. in case of three joint holders, all holders need to be KYC compliant and copies of each holder's KYC Acknowledgement must be attached to the investment application form with any Mutual Fund.

Minors: In case of investments in respect of a Minor, the Guardian should be KYC compliant and attach their KYC Acknowledgement while investing in the name of the minor. The Minor, upon attaining majority, should immediately apply for KYC compliance in his/her own capacity and intimate the concerned Mutual Fund(s), in order to be able to transact further in his/her own capacity.

Power of Attorney (PoA) Holder: Investors desirous of investing through a PoA must note that the KYC compliance requirements are mandatory for both the PoA issuer (i.e. Investor) and the Attorney (i.e. the holder of PoA), both of whom should be KYC compliant in their independent capacity and attach their respective KYC Acknowledgements while investing.

Financiers will have to be KYC compliant at the time of Lien Marking.

For transmission (In case of death of the unit holder): If the deceased is the sole applicant, the claimant should submit his/her KYC Acknowledgement along with the other relevant documents to effect the transmission in his/her favour.

Investors must attach their KYC Acknowledgement along with the Investment Application Form(s) / Transaction Slip(s) while investing for the first time in every folio.

Applications Forms / Transaction Slips not accompanied by KYC Acknowledgement are liable to be rejected by the Mutual Funds.

If you do not obtain a KYC Acknowledgement, you will not be able to invest Rs. 50,000 or more in a Mutual Fund.

KYC norms are applicable to all investors. It is in the interest of all Investors to obtain KYC Acknowledgement and submit it to the Mutual Fund to avoid any inconvenience in future.

Investors must attach their KYC Acknowledgement along with the Investment Application Form(s)/Transaction Slip(s) while investing for the first time in every folio.

In the event of any KYC Application Form being found deficient for lack of information / insufficiency of mandatory documentation, further investments will not be permitted.

Once the KYC Acknowledgement is obtained and informed to a Mutual Fund, it will be registered against the folio and quoted in all future account statements. The same will exist in perpetuity, unless cancelled by CVL.

You can inform the Mutual Fund to update the KYC Acknowledgement against all the folios/accounts you have with it. However, each of the holders in these folios/accounts should be KYC Compliant.

Currently, KYC is being done free of cost.

The soft copy of these KYC forms will be made available on the website of all Mutual Funds, AMFI and Central Depository Services (India) Limited (CDSL). You may also approach your distributor for a form. The same duly completed along with the necessary attested documents can be submitted at the PoS or mailed to your representative or Distributor who can complete the KYC formalities for you.

Yes. In addition to the certified true copy of the passport, certified true copy of the overseas address and permanent address will also be required. If any of the documents (including attestations/ certifications) towards proof of identity or address is in a foreign language, they have to be translated to English for submission. The documents can be attested, by the Consulate office or overseas branches of scheduled commercial banks registered in India.

The requirements applicable to an NRI will also apply to a PIO. However, additionally, he will need to submit a certified true copy of the PIO Card.

Upon a Minor attaining the age of majority (i.e. on completing 18 years of age), he/she must be KYC Compliant and have KYC Acknowledgement of their own. The same should be informed to the Mutual Fund where he/she holds an investment, along with other details such as the Bank Details, Signature, etc as per the present requirements of such Mutual Fund.

You should intimate your change of Name / Address / Status /Signature etc.

to any convenient PoS. You need to quote / submit a copy of your KYC Acknowledgement, and proof (in case of new address).

You should provide for at least 7 days for the change of address to take effect with all the Mutual Funds with whom you are invested

Please note that you should not write to the SCMF or CAMS (RTA) for the change of address (unless as a designated PoS)

The specified form can be obtained from the AMFI/Mutual Fund website. All details of the holders in the Mutual Fund records will be replaced by the address details available in the CVL record.

The requirement of providing your PAN along with proof is sufficient for proof of identity. However, the current requirement for KYC requires the Mutual Fund to verify identity, address as well as obtain further information about the investor.

As per PMLA, it is mandatory for Mutual Funds to obtain financial status details from its investors. It is for this reason that the Income details are sought. Please note that no proof / income documents are required. The information given you in the KYC Application form will be treated in a confidential manner and used for regulatory purposes if called for.

Yes. I you find an increased/decrease in your income, which would effectively, changed the income bracket that you have declared in the KYC Application form, you should apply to any convenient PoS in the specified form. No proof is needed.

The redemption transaction accompanied by a KYC Acknowledgement form is likely to be processed without effecting the change of address request.

KYC Acknowledgement will be done on the photocopy of the form. Time stamping is not required on the KYC Acknowledgement.

Once the investor is KYC compliant, it will be required to intimate his KYC details to all the Mutual Funds with whom it has investments. The same will be updated in the records of the Mutual Fund.

Signature verification is done by SCMF to protect an investor from losses. As such, we may follow extra due-diligence if signatures are not matching, such as getting Bank attestation for such transactions. This could be independent of the KYC procedure.

Scenario 1:If the KYC (MIN) was completed by submitting the PAN, the Acknowledgement obtained at that time can be enclosed along with the Investment Application Form(s) / Transaction Slip(s) while investing for the first time in every folio as the PAN number will be stated on the said acknowledgement.You need not repeat the process

Scenario 2: If the KYC (MIN) was completed without submitting the PAN but with other proof of identity documents, for such cases, CVL will send out a communication to the respective investors requesting them to submit self attested copy of PAN card for KYC compliance.